Downpayment for condo in Singapore usually includes 25% minimum for bank loan purchases, with not less than five% in income and 20% money/CPF; for very first housing mortgage, LTV around seventy five%, Customer’s Stamp Duty applies on tiered rates, Additional Customer’s Stamp Duty differs by profile; typical new launch reserving fee 5% dollars, remainder of twenty% on doing exercises inside solution period, progressive payment by building phases; resale necessitates Alternative Rate (one% cash) then workout (4% more info money) and stability; legal charges, valuation, mortgage responsibility, and hearth coverage increase to upfront costs; related keywords and phrases incorporate condo downpayment, LTV limitations, TDSR fifty five%, MSR not applicable to personal, CPF OA usage boundaries, minimal money, ABSD remission for married partners, lender curiosity prices, lock-in, and pricing sensitivity by district.